Peoples Credit Card

With credit approval, buying jewellery is easy with the Peoples Jewellers Credit Card. It is accepted at all Peoples and Mappins Jewellers stores nationwide as well as online at PeoplesJewellers.com.

Your choice of credit terms each time you use your card:

  • Standard Revolving* / Regular Credit Purchase*
  • 90 Days No Interest, No Payments (S.A.C.)(Interest Accrues)(Not applicable in Quebec)**
  • 6 Months No Interest, No Payments (S.A.C.)(Interest Accrues)(Not applicable in Quebec)**
  • 12 Months No Interest, No Payments (S.A.C.)(Interest Accrues)(Not applicable in Quebec)**
  • 36 Months Special Financing, No Down Payment (Limited Time Offer)**

For more information about the card, please contact:

Cards opened before 09/18/2018::
TD Financing Services Inc.
P.O. Box 4676 Station A
Toronto, Ontario
Canada, M5W 6A4
866-728-4531

Cards opened starting 09/18/2018::
Customer Inquiries:
Flexiti
P.O. Box 410
Orangeville, Ontario
Canada, L9W 5G2
flexiti.com
877-259-3745

Cheque Payments:
Flexiti
P.O. Box 340
Orangeville, Ontario
Canada, L9W 2Z7

 

 

 


Available Peoples or Mappins Jewellers Credit Card payment options:


Cards opened on or before 09/18/2018:
Cards opened after 09/18/2018:

 

 

 

Cards opened before 09/18/2018
Regular Credit Purchase

*Subject to credit approval on a Peoples or Mappins credit card account. Minimum payments are required to the greater of $15.00 or 3.5% of the outstanding balance of your Regular Credit Purchases plus any applicable fees or charges. Interest accrues at the Preferred Rate and will be charged to the account until the balance is paid in full. The Preferred Rate of Interest is 28.9%.

90 Days No Interest, No Payments (Interest Accrues)(S.A.C.)(Not applicable in Quebec)** - ($300 minimum purchase before taxes; $4.99 Merchant Administration Fee)

**Subject to credit approval on a Peoples or Mappins credit card account. A minimum purchase of $300 is required. No Payments are required during the promotional period. Interest will accrue at the Preferred Rate of 28.9% from the date of purchase and if the purchase amount plus any applicable fees or charges, is not paid in full by the Promotional Due Date, the accrued interest is charged to the account and immediately payable. If during the Promotional Term you do not make a required monthly payment the Promotional offer will terminate and accrued interest will be charged to the account. The remaining balance owed on the promotional purchase will then be charged interest at the Preferred Rate until the account balance is paid in full. Administration Fees Apply. The merchant charges an Administration Fee of $4.99 for the 90 Days No Interest No Payments (Same As Cash) promotion that may be charged to your credit card account. If charged to the Account, the Administration Fee will form part of the Purchase amount charged to the Account under this Promotional Offer. See your Cardholder Agreement, or ask your Jewellery Consultant for details. Offer not valid for residents of Quebec.

6 Months No Interest, No Payments (S.A.C.)(Interest Accrues)(Not applicable in Quebec)** - ($500 minimum purchase before taxes; $34.99 Merchant Administration Fee)

**Subject to credit approval on a Peoples or Mappins credit card account. A minimum purchase of $500 is required. No Payments are required during the promotional period. Interest will accrue at the Preferred Rate of 28.9% from the date of purchase and if the purchase amount plus any applicable fees or charges, is not paid in full by the Promotional Due Date, the accrued interest is charged to the account and immediately payable. If during the Promotional Term you do not make a required monthly payment the Promotional offer will terminate and accrued interest will be charged to the account. The remaining balance owed on the promotional purchase will then be charged interest at the Preferred Rate until the account balance is paid in full. Administration Fees Apply. The merchant charges an Administration Fee of $34.99 for the 6 Month No Interest No Payments (Same As Cash) promotion that may be charged to your credit card account. If charged to the Account, the Administration Fee will form part of the Purchase amount charged to the Account under this Promotional Offer. See your Cardholder Agreement, or ask your Jewellery Consultant for details. Offer not valid for residents of Quebec.

12 Months No Interest, No Payments (S.A.C.)(Interest Accrues)(Not applicable in Quebec)** ($1,500 minimum purchase before taxes; $34.99 Merchant Administration Fee)

**Subject to credit approval on a Peoples or Mappins credit card account. A minimum purchase of $1,500 is required. No Payments are required during the promotional period. Interest will accrue at the Preferred Rate of 28.9% from the date of purchase and if the purchase amount plus any applicable fees or charges, is not paid in full by the Promotional Due Date, the accrued interest is charged to the account and immediately payable. If during the Promotional Term you do not make a required monthly payment the Promotional offer will terminate and accrued interest will be charged to the account. The remaining balance owed on the promotional purchase will then be charged interest at the Preferred Rate until the account balance is paid in full. Administration Fees Apply. The merchant charges an Administration Fee of $34.99 for the 12 Month No Interest No Payments (Same As Cash) promotion that may be charged to your credit card account. If charged to the Account, the Administration Fee will form part of the Purchase amount charged to the Account under this Promotional Offer. See your Cardholder Agreement, or ask your Jewellery Consultant for details. Offer not valid for residents of Quebec.

36 Equal Monthly Payments, No Down Payment (Limited Time Offer)**

**Subject to credit approval on a Peoples or Mappins credit card account. The Rate of Interest is 9.90% and the minimum payment for this promotional offer is a special repayment factor of 3.196% for the 36 month promotional term. Interest will not accrue during the promotional period. If during the promotional term you fail to make a required monthly payment, the promotional offer will terminate. The remaining balance owed on the promotional purchase will then be charged interest at the preferred rate until the account balance is paid in full. The Preferred Rate of Interest is 28.9% per annum.

 

 

 

 

 

Cards opened on or after 09/18/2018:


Regular Credit Purchase

*Subject to credit approval, on a Peoples Jewellers Credit Card. Interest accrues at your account's annual interest rate (AIR). Minimum payments are due monthly in accordance with your cardholder agreement and include payment protection insurance premiums and taxes, if applicable. Initial AIR is disclosed upon approval, varies based on creditworthiness, and will not exceed 35.90%. Financing provided by Flexiti Financial. Flexiti Financial, Flexiti, and the Flexiti design are trademarks of Flexiti Financial Inc.

90 Days No Interest, No Payments (Interest Accrues)(S.A.C.)(Not applicable in Quebec)** - ($300 minimum purchase before taxes; $4.99 Merchant Administration Fee)

**Subject to credit approval, on a Peoples Jewellers Credit Card. A minimum purchase of $300 is required. No payments are required during the promotional period, except for payment protection insurance premiums and taxes, if applicable, which are billed monthly. No interest is payable during the promotional period, however, interest accrues from the transaction posting date. If the promotional balance is not been paid in full by the promotional expiry date, the accrued interest will be charged to your account and interest will be charged on the balance going forward at your account's annual interest rate (AIR). The merchant charges an administration fee of $4.99 for the 90 Days No Interest No Payments (S.A.C.) promotion that may be charged to your credit card account. Initial AIR is disclosed upon approval, varies based on creditworthiness, and will not exceed 35.90%. Promotions and terms may be changed without notice. Financing Provided by Flexiti Financial. Flexiti Financial, Flexiti, and the Flexiti design are trademarks of Flexiti Financial Inc. Offer not applicable to Quebec residents.

6 Months No Interest, No Payments (S.A.C.)(Interest Accrues)(Not applicable in Quebec)** - ($500 minimum purchase before taxes; $34.99 Merchant Administration Fee)

**Subject to credit approval, on a Peoples Jewellers Credit Card. A minimum purchase of $500 is required. No payments are required during the promotional period, except for payment protection insurance premiums and taxes, if applicable, which are billed monthly. No interest is payable during the promotional period, however, interest accrues from the transaction posting date. If the promotional balance has not been paid in full by the promo expiry date, the accrued interest will be charged to your account and interest will be charged on the balance going forward at your account's annual interest rate (AIR). The merchant charges an administration fee of $34.99 for the 6 Month No Interest No Payments (S.A.C.) promotion that may be charged to your credit card account. Initial AIR is disclosed upon approval, varies based on creditworthiness, and will not exceed 35.90%. Promotions and terms may be changed without notice. Financing Provided by Flexiti Financial. Flexiti Financial, Flexiti, and the Flexiti design are trademarks of Flexiti Financial Inc. Offer not applicable to Quebec residents.

12 Months No Interest, No Payments (S.A.C.)(Interest Accrues)(Not applicable in Quebec)** ($1,500 minimum purchase before taxes; $34.99 Merchant Administration Fee)

**Subject to credit approval, on a Peoples Jewellers Credit Card. A minimum purchase of $1,500 is required. No payments are required during the promotional period, except for payment protection insurance premiums and taxes, if applicable, which are billed monthly. No interest is payable during the promotional period, however, interest accrues from the transaction posting date. If the promotional balance has not been paid in full by the promotion expiry date, the accrued interest will be charged to your account and interest will be charged on the balance going forward at your account's annual interest rate (AIR). The merchant charges an administration fee of $34.99 for the 12 Month No Interest No Payments (S.A.C.) promotion that may be charged to your credit card account. Initial AIR is disclosed upon approval, varies based on creditworthiness, and will not exceed 35.90%. Promotions and terms may be changed without notice. Financing Provided by Flexiti Financial. Flexiti Financial, Flexiti, and the Flexiti design are trademarks of Flexiti Financial Inc. Offer is not applicable to Quebec residents. Administrative fee charges are solely at the discretion of Merchant.

36 Equal Monthly Payments, No Down Payment (Limited Time Offer)**

**Subject to credit approval, on a Peoples Credit Card. Minimum purchase of $1,500, excluding taxes. For the promotional term, the annual interest rate will be 9.99%, 13.99% or 19.99% (Promo Rate). Your Promo Rate will be disclosed to you before you complete your transaction. Your purchase amount is to be paid in 36 equal monthly payments of principal and interest, plus balance protection insurance premiums and taxes, if applicable. If you do not make any required monthly payment by its due date, the promotional offer may be cancelled and interest will be charged on the balance going forward at your account's regular annual interest rate (AIR). Initial AIR is disclosed upon approval, varies based on creditworthiness, and will not exceed RBC prime + 33.29%. Promotions and terms may be changed without notice. Financing provided by Flexiti Financial. Flexiti, and the Flexiti design are trademarks of Flexiti Financial Inc.

Peoples Flexi Card

With credit approval†, buying jewellery is easy with the Peoples Jewellers Credit Card. It is accepted at all Peoples Jewellers stores nationwide as well as online at PeoplesJewellers.com. †Upon credit approval, start using your Peoples Jewellers Credit Card today.

 

 


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