♢ O.A.C. Subject to the terms of the Flexiti cardholder agreement. Minimum purchase and merchant admin fee may apply, ask a Jewellery Expert for details. No payments are required during the promo period. Interest at the cardholder agreement annual interest rate (Account AIR) accrues during the promo period and will be charged if the balance is not paid in full or if the promo is cancelled due to payment default on the account. Initial Account AIR is disclosed upon approval, varies based on cardholder's creditworthiness at time of application. Current Account AIRs are 31.99% - 39.99%. Any balance at the end of the promo bears interest at the Account AIR. Promotions and terms may be changed without notice. This promotion is not available to residents of Quebec, however, other deferred interest promotions are available (maximum Account AIR is 35%). Eligibility for promotions varies based on cardholder creditworthiness. Financing provided by Flexiti Financial. B.C. License #83660. Flexiti and the Flexiti design are trademarks of Flexiti Financial Inc.

Available Peoples Jewellers Credit Card financing options:

¹90 DAYS No Interest, No Payments (Interest Accrues)(Not available for Quebec residents)

O.A.C. On your Peoples Jewellers Credit Card. Minimum purchase of $300 (excluding taxes) is required. No payments are required during the promo period. Interest at the cardholder agreement annual interest rate (Account AIR) accrues during the promo period and will be charged if the balance is not paid in full by the promo expiry date or if the promo is cancelled due to payment default on the account. Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. Current Account AIRs are 31.99% - 39.99%. Any balance at the end of the promo period bears interest at the Account AIR. This promo is not available for Quebec residents, however, other deferred interest promos are available (maximum Account AIR for Quebec residents is 35%). Promos and terms may be changed without notice. Eligibility for promotions varies based on cardholder creditworthiness. Financing provided by Flexiti Financial. B.C. License #83660.

²6 MONTHS No Interest, No Payments (Interest Accrues) (Not available for Quebec residents)

O.A.C. On your Peoples Jewellers Credit Card. Minimum purchase of $500 (excluding taxes) is required. No payments are required during the promo period. Interest at the cardholder agreement annual interest rate (Account AIR) accrues during the promo period and will be charged if the balance is not paid in full by the promo expiry date or if the promo is cancelled due to payment default on the account. Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. Current Account AIRs are 31.99% - 39.99%. Any balance at the end of the promo period bears interest at the Account AIR. Merchant charges an admin fee of $34.99 for the 6 Month No Interest, No Payments promo which will be financed with purchase. This promo is not available for Quebec residents, however, other deferred interest promos are available (maximum Account AIR for Quebec residents is 35%). Promos and terms may be changed without notice. Eligibility for promotions varies based on cardholder creditworthiness. Financing provided by Flexiti Financial. B.C. License #83660.

³12 MONTHS No Interest, No Payments (Interest Accrues) (Not available for Quebec residents)

O.A.C. On your Peoples Jewellers Credit Card. Minimum purchase of $1,500 (excluding taxes) is required. No payments are required during the promo period. Interest at the cardholder agreement annual interest rate (Account AIR) accrues during the promo period and will be charged if the balance is not paid in full by the promo expiry date or if the promo is cancelled due to payment default on the account. Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. Current Account AIRs are 31.99% - 39.99%. Any balance at the end of the promo period bears interest at the Account AIR. Merchant charges an admin fee of $34.99 for the 12 Month No Interest, No Payments promo which will be financed with purchase.This promo is not available for Quebec residents, however, other deferred interest promos are available (maximum Account AIR for Quebec residents is 35%). Promos and terms may be changed without notice. Financing provided by Flexiti Financial. B.C License #83660.

Quebec Residents:

90 day, 6 month, and 12 month no interest, deferred financing options available. Minimum monthly payments are required. Ask a Jewellery Expert for details.

⁴REGULAR CREDIT PURCHASE

O.A.C. On your Peoples Jewellers Credit Card. Interest accrues at the cardholder agreement annual interest rate (Account AIR). Minimum payments are due monthly in accordance with the cardholder agreement. Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. Current Account AIRs are 31.99% - 39.99% (max 35% for Quebec residents). An interest-free grace period of 21 days applies for new standard revolving purchases that appear on your account statement for the first time if the balance is paid in full by the payment due date. Annual fee may apply for Quebec residents. Eligibililty for promotions varies based on cardholder creditworthiness. Terms may be changed without notice. Financing provided by Flexiti Financial. B.C License #83660.

^Accounts opened in your birthday month or in the 2 months prior to your birthday will receive the birthday benefit during your birthday month the following calendar year. Accounts must be in good standing. Minimum purchase required. Exclusions apply.

^^Subject to credit approval. Repair service must be paid for on the Peoples Jewellers Credit Card.